Wednesday, December 6, 2023

MAGA- Antifa. Who is behind America's current crisis of extremist thought!

 As the far right Maga crowd truly believe their own government is the enemy,

and

As the far left Antifa crowd truly believe their own government is their enemy, and as different ethnic groups begin to look at other ethnic groups as their adversaries, one question begs to be asked by every freedom loving person, Where did that vile and disruptive influence originate. Where did it come from? I do not believe it began in America or it's government! Now, how would a true adversary attack the greatest democracy ever created,
who owns the greatest military ever created?

Well, you certainly can't confront their military directly.
That would be a national suicide for any adversary!

So, with proper planning by your intelligence services, you attack from within, using a superb weapon, democracy itself!

You concentrate your intelligence operation on the lynchpin of a great democracy,
FREE SPEECH! You use the new social media platforms, constantly, over years, maybe decades, to influence the population and you concentrate on the differences found in any democracy!

Free speech supplies all the bullets you need, words!

Those bullets are fired every minute, of every day, of every week, of every month of every year, by the guns of social media, such as: X (formerly Twitter), Facebook, Tik Tok (the young are easily led), You Tube, Whats App, Instagram, Reddit, Snapchat, pinterest, etc etc

You concentrate your fire directly at various groups who may distrust each other for various reasons, and you extend that mistrust continually, until, eventually, it resembles hatred. You concentrate your fire on the differences apparent in the two major political parties, and you work both sides.

Because these platforms allow your agents or bots to hide behind false names, false businesses, etc, they are the ideal guns pointed at the millions of American who use them every day, more and more.

I learned over many decades in Government, and in business, that, if you have a meeting of dozens of people on any subject, it will be the most ill-informed who speak the most and the loudest.

Now it is those who are loudest, that have the largest megaphones, supplied by social media platforms. These are the artillery, the big guns of your insidious attack. They have access to millions of ears, both young and old. Some may even have been recruited by your intelligence service, over years.

You stay relentless in your subtle and surreptitious attack until Democracy itself turns into a vortex like a black hole, and eventually swallows itself!

THAT, is how you attack the greatest democracy ever created on earth!

Who did it? Who's responsible?

These are the important questions we should all be asking, while we stay vigilant and aware that the adversaries of freedom have found our only weakness, and are exploiting that weakness every day!

HP @Retirefund

Wednesday, June 5, 2019

Is Cobalt the next Bull Market?

Investing notes: 

Cobalt is used in Lithium-ion Batteries of every size, from your SmartPhone to your ElectricCar or EV Energy storage units for Solar and Wind Power generation etc...

Cobalt, which has the element symbol Co, is a metal usually obtained through mining nickel, silver, lead, copper and iron. Discovered in the 18th century, it gave glass a deep blue color.

Today, cobalt's uses range from health and nutrition to industry. The US government treats cobalt as a strategic metal because a shortage would affect the economy, industry and defense of the country. Most cobalt used in the United States is imported.



Alloys, or mixtures of metals, make up half the cobalt used each year. Some alloys go into making jet engines and gas turbine engines. Another alloy, called Alnico, consists of of aluminum, nickel and cobalt and is strongly magnetic. Alnico magnets can be found in hearing aids, compasses and microphones. Cutting tools can be made with stellite alloys, which contain cobalt, chromium and tungsten.

Here are some other common uses for Cobalt (from Sciencing.com)

Alternative Energy

Cobalt improves the performance of rechargeable batteries and plays an important role in hybrid electric vehicles.

Orthopedic Implants

Cobalt alloys are used in orthopedic implants alongside titanium and stainless steel. The Idaho Cobalt Project states that approximately 70 percent of hip replacements use cobalt-chrome femoral stems.

Radiation Therapy and Sterilization

Cobalt-60, a radioactive form of the element, can treat some forms of cancer. The substance can also sterilize medical supplies.

Nutrition

Cobalt chloride, sulfate, acetate or nitrate can correct mineral deficiency in grazing animals living on cobalt-deficient soil. Cobalt is an essential part of vitamin B12.

Art Material

Cobalt salts are used to produce vivid shades of blue in porcelain, glass, pottery and tiles.

However, in today's "clean Energy" environment, it is the advent of large scale electrical storage, EV Batteries, Smart phones and other energy storage endeavors, that are making Cobalt a "Go To" commodity of the 21st century.  In many Lithium-ion batteries, there is more cobalt than lithium. 

There are many options to invest in Cobalt so do some homework

Disclosure: As a lead in to this market potential we like a broad brush and so we have bought


 
We have also bought shares in one smallcap miner of Cobalt as a potential takeover target. We are investigating other avenues into this market.





Monday, May 20, 2019

Stock Markets do not like Tradewars - Is your Retire Fund in Jeopardy?

Is your Retire.Fund in jeopardy of a severe downturn in Stocks

You recently retired, or will retire in the next few years, but you are still heavily invested in the stock markets because that is where the growth has come from for the past 10 or so years.

  Did you take a beating in 2008? Do you even remember what happened that year? Maybe you didn't start saving/investing until late in your career, and you feel you need a bit more!

 Maybe it's time you considered "solidifying" the investments you still have.

Paper profits are great, until they are not! A sudden reversal in stock prices can wipe out 50% of your portfolio.  It can happen really fast these days as the Algos take over the selling, and markets drop like a rock! If that happens this year,(and this writer believes it will), then you may be left trying to decide to "stay in" to try and recoup your losses, or cash out with 20-50% less profit. If such an event occurs, it maybe a decade before you recoup those losses.

To this date the Nasdaq has returned, year to date, over 19%  "THAT" my friends is a great return on investment! The SP500 has returned almost as much YTD!

If your Index Funds are up over 15%, then congratulations, because, I believe, it won't happen again for years to come.  I sincerely do not believe that retirees or those nearing retirement, "will ever see" returns like this again!!!




If you are over 50 or need the money in your portfolio for retirement, if you don't have another 10-15 years to make up losses and cannot afford a downturn in stock prices (or bond prices for that matter see: Bonds) then maybe you should consider the wise advice of the foremost investor in modern history, Mr. Warren Buffett, who famously said:




Remember, "Cash" is also a Position and, at this juncture, it may be the best position!At this writing, we are mostly in cash, with a few exceptions.

Good luck, and be careful!  

Your Retire.Fund depends on it!

Monday, March 4, 2019

Avoiding Index Funds this year may be a good strategy for your Retire Funds

Individual Stocks VS Index Funds in 2019


2019 does not bode well for Stock Indexes and therefore, Index funds.  Buying Index funds has been the go-to investment of individual investors (and some institutional investors) for years now.  Since 2009, many have done very well with this simple strategy which has outdone many money managers over that time.

2019 may be different for a number of reasons! This bull market we have enjoyed since 2009, is getting very long in the tooth and 2019 is beginning to look like the end is in sight.

The macro picture is a mishmash of poor decisions and poor leadership from Central Banks and world leaders alike. The news is dominated by trade war talks, Walls, Brexit, German (read Euro) downturn, and Debt, beyond anything we have witnessed in the past. Real war cannot be dismissed either as the USA and North Korea are at a stalemate, and (nuclear armed) India and Pakistan are shooting down each others fighter jets, to the cheers of their domestic audiences.

With Britain on the verge of a "no deal" Brexit, Italy may be becoming a financial basket case, German output is inching into negative territory, and in France, the Macron government has done nothing to right that ship.

Some believe that, Deutsche Bank may well be the "Lehman Brothers" of the Euro zone this year as creditors close in and a bailout partner is not in sight. The two largest economies on the planet, USA and China are at serious odds over trade AND both are in serious DEBT!

As the USA begins to withdraw from the world under this administration, it owes $22 Trillion dollars and that debt is now growing at 1.5 Trillion per year under Trump.

There are two ways to handle such a debt burden, 1: Default
2: reduce the dollar to a nickel.  There is no other way to pay down such a massive debt! (my bet is that, if it were entirely up to Mr. Trump, he would pick door number 1)

There are now more refugees on the move across the world than WW2 and most countries are putting up barriers to entry. Euro zone countries from Spain to Greece are doing whatever they can to keep out refugees, instead of welcoming them. Climate change, inept governments and wars are the reasons for such a migration.

Witness the debacle in the USA on the southern border as this president continues to threaten to shut down government if he does not get his wall. This argument is a hideous sidelight to what is truly going on in the world. This same administration seems to admire despots while scorning democracy, whether it is in it's own constitution or that of valuable allies.

The USA has now walked away from trade agreements, peace treaties and most recently, a nuclear arms agreement with Russia. None of these things bode well for markets, or indeed, humanity, going forward, but the pied Pipers of Wall Street keep on playing!

On a lesser, and personal financial note, while most index funds have very low fees, they are paid annually, and therefore, add up over time, eating into profits.  As the value of your investments go up, so do your fees. This is a built in strategy that will eventually eat away at your gains. If these investments go down, the fund still gets paid, every year!

Conversely, Buying individual stocks is now usually done online for less than $10 per trade! (One time). When an index tumbles, not all stocks are included. Some stocks actually go up at such times.

 The drawback:

Now you have to do homework!  Stocks are not index funds! They require you to do some investigating of your own, unless, of course, you want to keep all your money in cash, gold and silver, and buried in your back yard!

Monday, February 18, 2019

Investing in Domain names has been quite lucrative for many investors!

Why Invest In Domain Names?

  • Domains are the real estate of the world wide web. Like other real estate assets, location is a big deal. The best location for a web address is, far and away, the .com domain!
  • To this date, the .com extension has been the most sought after extension, followed by .net and .org however in the past several years many other extensions have come online, and some have found six and seven figure values, especially individual country domains.
  • Now there are numerous extensions with words like ,fund, .money, .sex, .store, well, you get the picture!

    Investments in web domain names has grown and there seems to be no end in sight for this rush to own a piece of the Web! 
  •  
  • In early 2019, the Web Address Fund .com sold (for a second time) for an estimated value of 2.5 million dollars. The domainName, Retire .Com fetched $2 Million when sold several years ago. The value is not only found in the easy marketing of such addresses, but also in the fact that each of those terms are valuable search terms showing up on major search engines like Google and Yahoo millions of times, and, unbeknown to the mass public, the .com is the "default" address for all searches.
  •  
  • It makes sense to own valuable search terms and a domain that is easily marketed and understood.  To that end, we are offering these three domains as a package, if the asking price is reached.

 
These 3 Retire Fund Domains on sale NOW
as a package!

RetireFund.com  
RetireFund.net 
RetireFund.org
 

3 premium web addresses for 1 price!

See: RETIREFUND.com now to buy or place a bid!
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -


More Domains on Auction Here!

Neo Lithium's 3Q project is one of the purest, and largest Li projects in the world today!


              There are MicroCaps and then there are:

                            "MicroCaps"!

 

Neo Lithium's 3Q project has the lowest impurities of "any" Lithium Brine project in the world, and is the 8th largest in size!

Company Highlights

  • One of the highest-grade lithium brine assets in the world combined with the lowest critical impurity content of any known salar making it ideal for well-known and simple evaporation processing
  • 8th largest lithium deposit in the world today!
  • 100% ownership - The only Lithium company that owns an entire salar of this size without competitors or third parties
  • Fully permitted to feasibility- EIA well advanced and expected to be finalized in Q1/Q2 2019
  • Strong cash position and robust shareholder register

 
Experienced board and management focused on the Lithium sector.

CEO, Waldo Perez, was the original founder and past CEO of Lithium Americas.
Chairman, Constantine Karayannopoulos was the director of Lithium Americas and an original founder of Neo Materials, now Molycorp.
Board and management members have strong experience in business development and capital markets.



Right in the heart of the Lithium Triangle, the 3Q Project is located in Catamarca Province, Argentina the largest lithium producing and mining-friendly province in Argentina. Neo is situated between the truly bid dogs of Lithium production!


The 3Q Project has one of the highest-grade lithium brine projects in the world, with a large salar and lithium brine lake covering more than 150km2 and the Company controls more 350km2 in and around the complex. The 3Q Project is 100% owned by Neo Lithium.
The Company has obtained environmental permitting to complete exploration and the pilot plant and has also obtained the easement agreement to access the project for future construction at the project site.
Update: As of this writing, Feb 18th 2019, the Pilot plant is delivered and is being put in place at 3Q! 
We believe Neo Lithium is a prime takeover target in 2019  

Disclosure: We own Shares in Neo Lithium!
Question: Do you?

Saturday, February 9, 2019

The first technological advance in the detection of atherosclerosis, heart disease and stroke in over 100 years awaiting FDA approval!

  (ED Note: We first posted this article 11 months ago, and feel it is even more relevant now with FDA Approval pending)


Lexington Bio Sciences (LexingtonBioSciences.com)

CSE-LNB or OTC-LXGTF 

Heart Disease and Heart Attacks are the number one killer of North Americans, and most people, worldwide. Nearly 1 in 3 deaths in the USA alone are attributed to Heart Attack and Stroke!

For 50% of these people, their "first" indication of a problem is a massive heart attack.  They have no warning whatsoever.


 
Though taking blood pressure and heart rates coupled with ultrasound techniques will sometimes indicate a problem, the fact remains that, only in 50% of all cases do these indicators work. Now, wouldn't it be great if there was a "Non-invasive" way of determining, with a lot more accuracy, if heart disease is prevalent in a patient, "before" the onset of a heart attack? Hey, wouldn't it be great if that test was no more bother than simply taking your blood pressure is?

Well, now there is such a device, currently in Clinical Trials, after 15 years of research and development in California Universities. Lexington BioSciences "HeartSentry" can measure something that has never been measured properly before. Endothelium

Endothelium, are the cells that line all arteries and are critical to the prevention of atherosclerosis, heart disease and stroke, the two leading causes of deaths worldwide (17.5 million people every year). 
The significant value of measuring endothelial function is supported by many peer-reviewed studies.

For ease of use this new, life saving technology has been incorporated into a simple blood pressure cuff.  Utilizing both blue tooth and cloud technology, the device to provide up-to-date, accurate readings of a patients complete cardiovascular health via electronic monitoring.

As you might expect, this is a significant development in a  multi-billion dollar market, and all the patents and the technology are owned by a MicroCap Business, owned and operated by PHD's
 
LexingtonBioSciences
 
The Heart Sentry

 


HEART SENTRY TECHNOLOGY