The bond funds you are currently holding in your Retire fund are not as secure as you might think.
It's been 30 years since the last bear market in bonds so today, no one really knows what that looks like.
I think it will look quite ugly! That is why we got out of those funds last year.
Here is one of our Twitter tweets on the subject. If you follow the links it will take you to a very well written article at Mauldin Economics on this very topic. If you currently hold bond funds believing them to be a safe haven for your retirement, you have to read that article.